Everything you wanted to ask.

Vav is a financial technology platform for businesses that get paid internationally. In one app your business can receive bank transfers into USD, EUR and GBP accounts in its own name, spend on Visa cards and cash out to its bank account in Pakistan. Accounts, payments and cards are provided by licensed partners; Vav never holds customer money.

Businesses. Vav accounts are for businesses only; there are no personal accounts. The account is opened by someone aged 18 or over who is authorised to act for the business. Vav is launching in Pakistan first. Businesses in Pakistan can sign up now; the UAE, Saudi Arabia, Malaysia and Singapore follow next. Every business goes through verification, and the features you get depend on where the business is registered and on our partners’ requirements.

Register your business in the app and complete business verification (KYB). It covers company details, the people who control the business and anyone who owns 10% or more of it. Further checks may apply.

Yes. Every business completes business verification (KYB), and its owners, directors and authorised users verify their identity. Additional compliance checks may be needed at sign-up or later. Accounts are not available without verification.

No. Vav does not pay or charge interest on any balance.

Fees for your account are shown in the Vav app, and the fee for a transaction is displayed before you confirm it. Fees can vary by product, currency and country.

Pakistan at launch. The UAE, Saudi Arabia, Malaysia and Singapore are next; the app will tell you when your country opens. Features still vary by country and partner.

Yes. Cash out to your business bank account. In Pakistan that means PKR to bank accounts, usually within minutes. Limits, fees and the amount you will receive are shown in the app before you confirm.

Yes. Raast-linked accounts and mobile wallets, where supported.

USD, EUR and GBP. Accounts are opened in your business’s name by a licensed partner.

A licensed payment institution opens the account in your business’s name; Vav shows it in the app. Vav never holds your money.

Yes. Once your account is active you can share its details to get paid like a local. USD accounts receive ACH, Fedwire and SWIFT transfers, EUR accounts SEPA, and GBP accounts Faster Payments.

Yes, where the destination is supported. You can pay out in PKR and USD now, with more currencies switched on one by one. Payments to suppliers and contractors are subject to limits and screening.

Yes. Keep USD, EUR and GBP balances in your accounts and hold them as they arrive.

Yes. You can hold several Visa cards at once. How many you can create depends on your account type and on partner limits.

Yes. You can freeze a card at any time in the app and unfreeze it when you are ready.

Yes. You can set spending limits on each card to control how much it can be used for.

Yes, in selected regions. Whether you can add a card depends on your country and the card issued to you.

Your card’s billing address is your business address as verified for your account. Use it exactly as shown in the app when you pay online; some merchants check it.

Email hello@vav.global. We aim to reply within 1 business day. If you already have an account, include the email address you registered with so we can find it quickly.